Unlike some other banks, BankUnited does not offer higher rates for customers who contribute more to their account.

That’s high but isn’t out of line with similar banks. The minimum deposit to open an account is $1,000.

BankUnited, which has branches in Florida and the New York metro area, offers respectable interest rates on its promotional certificate of deposit (CD) accounts, though some of the best CD rates on the market are still quite a bit higher.